Money Management and Budgeting FAQs

Frequently Asked Questions

Do you take over our money and pay our bills for us?
It depends on your needs and what plan you choose. The Advanced Wealth Builder starts out with this arrangement and then gradually puts you back in the driver's seat. The end result is that your spending and savings habits have changed to allow you to succeed at your financial goals.

How can I afford to pay you if I can't pay my bills?
Money is an issue for most people. Paying us will be the least of your concerns, we promise. Hiring a professional who cares about you and your future is a great investment. We can transform your life and reduce your stress in the areas of finance. We'll also work with you to do what you can afford. There is no cookie-cutter solution and huge consulting fee. We want to see you succeed!

Couldn't I just do this on my own and not hire a coach?
You sure can. However, we teach, coach and mentor using proven principles and over fifty years of experience in finances. You can certainly learn and apply all these principles yourself, but we are here to be your coach and to provide a layer of accountability that is missing in your plan right now. We can also inform you of different options based on your specific situation that you may have overlooked. We can help you identify the pitfalls that keep you from reaching your goals.

How much do you charge?
The initial 1 hour consultation is free. At this meeting we get to know one another and determine what coaching plan is needed. We then charge a fee based on each individual client's situation. We are confident that the principles put in place will provide the financial peace of mind that will far exceed the cost involved. We do not sell financial products or receive commissions; therefore this minimizes any conflict of interest or bias and allows us to always put the client's best interests first.

I already have a financial advisor. Why would I want a financial coach?
A financial advisor and financial coach serve completely different functions. As a result, their services complement each other and do not compete with each other. A financial advisor assists with securities selection and building a specific portfolio.

We don't invest any money for you and we don't buy and sell stocks. We are here to teach you how to manage your money. We will work with you to develop sound financial management principles that will give you the ability to make good financial decisions. We can develop strategies to help you get out of debt, to save for retirement, to build wealth and more.

Utilizing a coach can help you focus the dollars you are investing with a financial advisor.

How can I save money?
Believe it or not, there are a million ways to start saving today. You may say that you don't even have enough to pay the bills. Well, chances are we'll find several corners we can cut. You'll be amazed at what you can afford to save. Saving is the easy part. The hard part is changing your habits. We'll help you through it all, step by step.